Frequently Asked Questions
What are the benefits of enrolling with Invalifi & Peoples Legal Group?
When you enroll in the program, your case will be managed by our legal team, which includes multiple paralegals and in-house attorneys.
Do you do debt consolidation?
No, we do not offer debt consolidation; we specialize in debt validation. Unlike debt consolidation, where your monthly payments are directed toward settling your debt, our approach focuses on exploring every possible way to invalidate your debt before considering any settlement negotiations.
How can you invalidate my debt?
We work to invalidate your debts by requesting essential information from the original creditor or third-party collection agencies, which they must provide to legally collect on the debt. Additionally, we verify that these creditors are in compliance with federal laws and scrutinize any potential violations. For each infringement of the law, they are subject to a fine.
When are specific federal laws applied to particular debts?
The FDCPA primarily applies to debts managed by debt collectors, not original creditors. However, we utilize a comprehensive array of federal laws, including the TCPA, EFTA, and more, that are applicable to debt collectors, providing us with various strategies to challenge the debts.
Do I stop making payments to my creditors?
We advise you to independently decide on your payments.
What will this do to my credit?
While participating in our program, your credit score may vary, but by the conclusion of the program, your credit score should return to its original state or improve.
Why would I enroll with an out-of-state attorney?
A debt settlement company typically uses your monthly payments to negotiate settlements at the “lowest” possible percentage. Conversely, a debt resolution company applies your monthly retainer to legal fees, and our goal is to invalidate your debt entirely, so you owe nothing. Furthermore, should you face a lawsuit, we will represent you in court.
Why should I enroll with Invalifi & Peoples Legal Group and not with a debt settlement company?
A debt settlement company aims to reduce your debt to the “lowest” possible percentage and profits from the percentage at which they settle. This arrangement often benefits them more than it does you. In contrast, our approach is to completely invalidate your debt, aiming for you to owe nothing.
What promises do you make to clients upon enrollment?
When you enroll with Invalifi & Peoples Legal Group, we guarantee that our legal services will develop the ideal plan tailored to your specific needs. This may include debt invalidation, counter-suits, legal representation, or negotiating a settlement on your behalf.
How long does the debt validation process take?
The process may span 18-24 months and is thorough, often without frequent immediate updates.
What happens if I get sued?
We will represent you in court or, if needed, appoint local counsel to act on your behalf. Should a settlement prove to be the best option, we will pursue that route to potentially eliminate the need for a court appearance.
What are my monthly payments used for?
Your monthly payments cover legal representation, the development of a tailored legal plan, cessation of communication from original creditors and third-party collectors, and legal representation for any lawsuits you may encounter.
Eliminate Debt; Save For The Future
Eliminating debt and securing your financial future is empowering, and Invalifi is here to make it easier. With our expert support and the legal resources of Peoples Legal Group, you can overcome financial challenges effectively.
By partnering with us, you’ll not only eliminate debt but also set the stage for a more secure and prosperous future. Our dedicated team helps you achieve financial freedom, allowing you to save more and enjoy peace of mind.
Choose Invalifi and take control of your financial destiny today. Together, we can build a brighter tomorrow.
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Invalifi Inc. All rights reserved.